All Credit scores considered

Bad Car Finance

Finance any car

Instant decision

No deposit needed

Check your eligibility

  • No impact on your credit score

Rated 4.9 out of 5 stars 

Making car finance simple for 10,000+ customers

“I’ve bought many cars using finance companies in the past but none have been as good as CarFinanced. Special thanks and shout out to Hass for overseeing the process and ensuring I got the best deal on my new car in a very quick turnaround also.”

Mike Davis

Happy customer

“Quick, simple process. My account manager was great throughout. Very helpful, professional and quick with responses to any questions I had”

Kirsty Baillie

Happy customer

“I’ve bought many cars using finance companies in the past but none have been as good as CarFinanced. Special thanks and shout out to Hass for overseeing the process and ensuring I got the best deal on my new car in a very quick turnaround also.”

Mike Davis

Happy customer

“I’ve bought many cars using finance companies in the past but none have been as good as CarFinanced. Special thanks and shout out to Hass for overseeing the process and ensuring I got the best deal on my new car in a very quick turnaround also.”

Mike Davis

Happy customer

Get my quote

How CarFinanced Works

Find your perfect quote

Complete our quick online form & get matched with the best car finance deal in minutes.

Approval in principle

Sit back while we handle the admin and find you the best car finance deal.

Get your car

Choose a car—we’ll handle the finance and part-exchange.

Get my quote

We work with trusted car finance partners only to provide you with the best options

image 90
1
image 89
image 91
aed89f5c-c559-4151-80a6-1501f3707683_removalai_preview
ae49e2c1-2050-40bb-a688-036c3389795b_removalai_preview
379cec1d-5e6f-47ce-91a2-ff9f4e89495d_removalai_preview
mallard
c642940a-a9cc-4709-9548-320bf8114fe5_removalai_preview
hp logo
54ea92d2-fbf3-4389-b167-4aa2fc5c0918 (1)
cs-logo-email
aplyid-logo-desktop-ab142d13
AutoConvert_logo1
at-logo

Why choose Car Finance

Finding you the best deal

With hire purchase, you own the car only after the agreement ends.

Personalised Support

PCP offers lower monthly payments with a final balloon payment.

Convenience

We help secure car finance for bad credit, even if you’ve been refused before.

Trust

Zero-deposit car finance is common, with many lenders offering no upfront cost.

Get my quote

“I’ve bought many cars using finance companies in the past but none have been as good as CarFinanced. Special thanks and shout out to Hass for overseeing the process and ensuring I got the best deal on my new car in a very quick turnaround also.”

Mike Davis

Happy customer

Frequently Asked Questions

At CarFinanced, we allow everyone to check whether they are eligible to be approved for finance within a few minutes. Share some small details with us and our lenders will use that information to carry out a soft credit search to give you an answer with the best deals right away.

If you have a poor credit history, you can still apply for car finance. The company will look at your personal circumstances such as; Your employment status, age, income, loan amount, alongside your credit history. You will then receive your exact interest rates and payments.

Yes! You can part-exchange your car as a deposit.

Annual percentage rate (APR) is the interest rate applied to your loan. Predominantly, it is the yearly cost of your borrowing. You will pay this on top of the sum that you have applied for. If you take out a long-term loan, the total amount payable will be more, as you will be paying interest for a longer amount of time.

Yes, if the provisional is less than 3 years old.

Our average transaction takes less than 24 hours to complete from beginning until the end.

Unfortunately, you are legally required to be 18 years or over in order to take out car finance.

If you choose HP, you will own the car at the end of your finance term, whereas if you opt for PCP, you can either choose to hand the car back or pay a balloon payment determined by the final purchase price of the car.

If you would like someone else to be able to drive your car, you may be able to add them as a named driver on your car insurance policy.

With your permission, we can pass your details on to insurance companies who can provide this for you.

Depending on the age of the car and the lender, between 12-72 months.

To be eligible for a quote, you need to be at least 18 years old, have a drivers license and earn at least £1000 per month.

Ready to get your next car?

  • Finance any car
  • Instant decision, any credit score
  • No deposit needed

Rated 4.9 out of 5 stars 

Get my quote

SAF Approved

About us

We pride ourselves on helping as many people as possible drive away in the car they want, without compromise. We understand that every car buyer has a different set of circumstances, so we work tirelessly to ensure we find the right car finance deal for you. Get your personalised quote today.

Get your quote here

Quick links

Contact info

Facebook Instagram Linkedin

CarFinanced is a trading name of CarFinanced Limited. Registered address: The Charter Building, Charter Place, Uxbridge, UB8 1JG, England. Company number: 13109658.

VAT reg number: GB479628529. Information Commissioners Office (ICO) under registration number: ZA847951.

CarFinanced Ltd t/a CarFinanced is authorised and regulated by the Financial Conduct Authority under reference number 1014460.

We look to find the best rate from our panel of lenders and will offer you the best deal that you’re eligible for. Depending on the supply route of your vehicle, we may charge a separate administration fee of £299. We will receive a commission from our panel of lenders when a finance agreement is successfully arranged. This commission may be a fixed fee or a fixed percentage of the amount borrowed, this does not influence the interest rate you’re offered in any way. All finance is subject to status and income. Applicants must be 18 or over. 

Scroll to Top