Car finance in 60 seconds!

Car finance in
60 seconds!

  • Finance any car

  • Instant decision, any credit score

  • No deposit needed
  • Finance any car

  • Instant decision, any credit score

  • No deposit needed
Get my quote

No impact on your credit score

My monthly budget is

£
Trustpilot

Rates from 7.9% APR. Representative APR 19.8%

CarFinanced is a credit broker not a lender. Representative example: Borrowing £5,500 over 4 years with flat rate of 10.4% and a representative APR of 19.8%, and a deposit of £0, the amount payable would be £162 per month, with a total cost of credit of £2,282 and total amount payable of £7,782. Finance subject to status. 18+ only.

Must be between £3,000 to £50,000
Your monthly payment
£428.05
Total charge of credit £1,956.23
Total amount payable £11,456.23
Please bare in mind this is a representative example

How CarFinanced Works

Are you looking for a great car finance deal? Well at CarFinanced, we have you covered. We find the best deals from over 20 leading car finance lenders with no hidden fees or charges. Follow these simple steps, and our team will take care of the rest.

Find your perfect quote 📝

Your quote will not impact your credit score.

Complete our online application form in a matter of minutes. We will then find you the best car finance deal from our vast panel of lenders.

Approval in principle ✅

Connect with our team.

Sit back and relax. A member of our team will compare lenders to find the perfect car finance deal. Admin? You don’t need to worry as they will take care of that as well.

Choose your car 🤔

Choose from a reputable dealer.

Choose your car from any reputable car dealership and we will arrange the finance for you. Need help looking? We can provide that too. We can also part exchange your old car, or help with any outstanding finance on the vehicle.

What is car finance?

Car finance is the term used when someone wishes to pay for a new car over an agreed period of time, as opposed to paying for the car outright.

The two most common methods of car finance are Personal Contract Purchase (PCP) and Hire Purchase (HP). Lease purchase and personal loan options are also available.

The payments for each of the different car finance types are typically paid monthly and can vary depending on your personal circumstances, either the car you wish to buy, or the contract length you choose.

How it Works

Ready to choose your new car?

Applying with us only takes a couple of minutes and won’t affect your credit score

Get my quote

Why use us for car finance?

CarFinanced was built to help people drive the car they really want. Our mission is to give you the options so that you can make the best decision based on your personal circumstances. We have a range of different options available through our trusted lender network, ensuring you get the best possible car finance deal.

No matter what your credit score looks like, our mission is to find you the best car finance deal.

To get a car finance quote our requirements are:

  • Minimum 18 years old
  • UK or European driving license
  • Have been a UK resident for at least 3 years
  • Earn a monthly salary of at least £1000
The 5 different types of car finance in more detail 👀

With so many different options to choose from, it’s important to swipe through all the facts before making a decision on which one is best for you.

With so many different options to choose from, it’s important to swipe through all the facts before making a decision on which one is best for you.

With so many different options to choose from, it’s important to swipe through all the facts before making a decision on which one is best for you.

This won’t affect your credit score

Hire Purchase
Hire Purchase

With hire purchase, the loan is secured against the car and you won’t own it until you’ve reached the end of your agreement.

With hire purchase, the loan is secured against the car and you won’t own it until you’ve reached the end of your agreement.

With hire purchase, the loan is secured against the car and you won’t own it until you’ve reached the end of your agreement.

Personal Contract Purchase
Personal Contract Purchase

Personal contract purchase, or PCP for short, is a flexible car financing option that can offer lower monthly payments with a balloon payment at the end.

Personal contract purchase, or PCP for short, is a flexible car financing option that can offer lower monthly payments with a balloon payment at the end.

Personal contract purchase, or PCP for short, is a flexible car financing option that can offer lower monthly payments with a balloon payment at the end.

Bad Credit Car Finance
Bad Credit
Car Finance

We secure people car finance with bad credit, even if they’ve been refused in the past. Bad credit is defined differently depending on the credit reference agency you use.

We secure people car finance with bad credit, even if they’ve been refused in the past. Bad credit is defined differently depending on the credit reference agency you use.

We secure people car finance with bad credit, even if they’ve been refused in the past. Bad credit is defined differently depending on the credit reference agency you use.

No Deposit
No Deposit
Car Finance

Car finance with zero deposit is actually more common than you think. With a whole host of lenders offering loan agreements with little or no money upfront.

Car finance with zero deposit is actually more common than you think. With a whole host of lenders offering loan agreements with little or no money upfront.

Car finance with zero deposit is actually more common than you think. With a whole host of lenders offering loan agreements with little or no money upfront.

Business Car
Business
Car Finance

As with a personal finance agreement, you have a variety of options with business car finance. Deciding whether to finance a vehicle through your business comes down to a few factors.

As with a personal finance agreement, you have a variety of options with business car finance. Deciding whether to finance a vehicle through your business comes down to a few factors.

As with a personal finance agreement, you have a variety of options with business car finance. Deciding whether to finance a vehicle through your business comes down to a few factors.

Slide 1

What our Customers Say!

"I’ve bought many cars using finance companies in the past but none have been as good as CarFinanced. Special thanks and shout out to Hass for overseeing the process and ensuring I got the best deal on my new car in a very quick turnaround also."

Mike Davis
Happy Customer
Image is not available
Slide 1

What our Customers Say!

"Reliable, friendly, knowledgeable, 3 things I needed desperately!!! Definitely recommend again."

hannah isaacs
Happy Customer
Image is not available
Slide 1

What our Customers Say!

"Samuel Morrison - Car Financed explained the finance agreement in detail which we was happy to sign after a few negotiations to get the best finance deal! I LOVE my NEW Mercedes-Benz E Class all thanks to Car Financed just in time for Christmas celebrations!!!"

Samuel Morrison
Happy Customer
Image is not available
Slide 1

What our Customers Say!

"Thank you CarFinanced. I applied and picked up my car within a few hours. Outstanding service from all the team."

mohammed jamal
Happy Customer
Image is not available
Slide 1

What our Customers Say!

"John McCallister - Great customer care, helped me find my dream car. Will defo recommend to everyone I know. Will be back to finance my new car in 3 years"

John McCallister
Happy Customer
Image is not available
Slide 1

What our Customers Say!

"Excellent service from start to finish. Dean was very helpful and answered all of my queries efficiently. Highly recommend!"

Lisa Smith
Happy Customer
Image is not available
previous arrow
next arrow

Frequently Asked Questions

At CarFinanced, we allow everyone to check whether they are eligible to be approved for finance within a few minutes. Share some small details with us and our lenders will use that information to carry out a soft credit search to give you an answer with the best deals right away.

If you have a poor credit history, you can still apply for car finance. The company will look at your personal circumstances such as; Your employment status, age, income, loan amount, alongside your credit history. You will then receive your exact interest rates and payments.
Yes! You can part-exchange your car as a deposit.

Annual percentage rate (APR) is the interest rate applied to your loan. Predominantly, it is the yearly cost of your borrowing. You will pay this on top of the sum that you have applied for. If you take out a long-term loan, the total amount payable will be more, as you will be paying interest for a longer amount of time.

Yes, if the provisional is less than 3 years old.
Our average transaction takes less than 24 hours to complete from beginning until the end.
Unfortunately, you are legally required to be 18 years or over in order to take out car finance.
If you choose HP, you will own the car at the end of your finance term, whereas if you opt for PCP, you can either choose to hand the car back or pay a balloon payment determined by the final purchase price of the car.
If you would like someone else to be able to drive your car, you may be able to add them as a named driver on your car insurance policy.
With your permission, we can pass your details on to insurance companies who can provide this for you.
Depending on the age of the car and the lender, between 12-72 months.
To be eligible for a quote, you need to be at least 18 years old, have a drivers license and earn at least £1000 per month.
Block
We work with trusted partners only 🙌