Your Next Car, Financed.
Your Next Car,
Financed.
- Instant decision
- Finance any car from any dealership
- No deposit needed
- Instant decision
- Finance any car from any dealership
- No deposit needed
Rates from 6.9% APR. Representative APR 19.8%
Representative example – Borrowing £5,500 over 4 years with flat rate of 10.4% and a representative APR of 19.8%, and a deposit of £0, the amount payable would be £162 per month, with a total cost of credit of £2,282 and total amount payable of £7,782. Finance subject to status. 18+ only.
Representative example - Borrowing £5,500 over 4 years with flat rate of 10.4% and a representative APR of 19.8%, and a deposit of £0, the amount payable would be £162 per month, with a total cost of credit of £2,282 and a total amount payable of £7,782.
We compare the UK’s best car finance options for you
It all starts with a quote
With no obligation and no impact on your credit score. As soon as you’ve clicked submit, we’ll get to work finding you the best deal from our wide panel of lenders.
Choose a car
We’ve shaken up the system; with us, you can get your finance sorted first and then choose a car with confidence from any reputable dealer.
We’re in your corner
Paperwork, dealer negotiations, vehicle checks? We’ll sort it. You can sit back and relax while your dedicated account manager takes care of all the admin for you.
What is car finance?
Car finance is the term used when someone wishes to pay for a new car over an agreed period of time, as opposed to paying for the car outright.
The two most common methods of car finance are Personal Contract Purchase (PCP) and Hire Purchase (HP). Lease purchase and personal loan options are also available.
The payments for each of the different car finance types are typically paid monthly and can vary depending on your personal circumstances, either the car you wish to buy, or the contract length you choose.
Why use us for car finance?
CarFinanced was built to help people drive the car they really want. Our mission is to give you the options so that you can make the best decision based on your personal circumstances. We have a range of different options available through our trusted lender network, ensuring you get the best possible car finance deal.
No matter what your credit score looks like, our mission is to find you the best car finance deal.
To get a car finance quote our requirements are:
- Minimum 18 years old
- UK or European driving license
- Have been a UK resident for at least 3 years
- Earn a monthly salary of at least £1000
The different types of car finance in more detail
With so many different options to choose from, it’s important to have all the facts before making a decision on which one is best for you.
Click on one of the links below to see all the information you will need on each of the finance types we offer.
01
Hire Purchase
With hire purchase, the loan is secured against the car and you won’t own it until you’ve reached the end of your agreement.
02
Personal Contract Purchase
Personal contract purchase loans are also secured against the vehicle, but you don’t automatically own the car when the loan term ends.
03
Bad Credit Car Finance
We secure people car finance with bad credit, even if they’ve been refused in the past. Bad credit is defined differently depending on the credit reference agency you use.
04
No Deposit Car Finance
Car finance with zero deposit is actually more common than you think. With a whole host of lenders offering loan agreements with little or no money upfront.
05
Business Car Finance
As with a personal finance agreement, you have a variety of options with business car finance. Deciding whether to finance a vehicle through your business comes down to a few factors.
What Our Customers Say
Frequently Asked Questions
At CarFinanced, we allow everyone to check whether they are eligible to be approved for finance within a few minutes. Share some small details with us and our lenders will use that information to carry out a soft credit search to give you an answer with the best deals right away.
Annual percentage rate (APR) is the interest rate applied to your loan. Predominantly, it is the yearly cost of your borrowing. You will pay this on top of the sum that you have applied for. If you take out a long-term loan, the total amount payable will be more, as you will be paying interest for a longer amount of time.
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