The better way to finance your car online

Instant decision Finance any car from any dealership £0 deposit available

Instant decision Finance any car from any dealership £0 deposit available

Rates from 6.9% APR. Representative APR 19.8%

We are a credit broker, not a lender. Representative example - Borrowing £5,500 over 4 years with flat rate of 10.4% and a representative APR of 19.8%, and a deposit of £0, the amount payable would be £162 per month, with a total cost of credit of £2,282 and total amount payable of £7,782. Finance subject to status. 18+ only.

Car Finance Calculator
Good credit
Bad credit
Amount to borrow:
£
To repay over:
5 Years
Car finance rate XX% APR
Cost of credit £ XXX
Total repayment £ XX,XX.XX
48 monthly payments of
£ 245 /mo

Representative example - Borrowing £5,500 over 4 years with flat rate of 10.4% and a representative APR of 19.8%, and a deposit of £0, the amount payable would be £162 per month, with a total cost of credit of £2,282 and a total amount payable of £7,782.

Compare 20+ lenders for the best deal
We can finance any car, van or motorbike from any reputable dealership.
We will find you the best car finance deal with no hidden fees or charges.
Trustpilot Custom Widget

Rates from 6.9% APR. Representative APR 19.8%

How it Works
Step 1: APPLY NOW...
Apply now and you will have a decision in minutes, one of our finance executives will be in touch.
Step 2: FIND A CAR...
Pick any car from any reputable dealership and we will arrange the finance for you. If you need some help looking, we are happy to assist. We can also part exchange your car. If you have an existing finance agreement on your current car, then we can help settle that agreement for you too.
Step 3: DRIVE AWAY...
Once you are happy and the final checks have been completed, we will send over all of the documents for you to electronically sign. Once signed, we can arrange collection or delivery of your new vehicle.

Rates from 6.9% APR. Representative APR 19.8%

FAQ's

Rates from 6.9% APR. Representative APR 19.8%

Car Finance Explained...
HP or PCP?

Hire Purchase (HP)
Available on most ages of car, new and used
Variable deposit; as little as zero in many cases
Repayments can be spread over a term to suit you - generally up to 60 months
No mileage or condition penalties (provided you complete the contract and take ownership)
You pay less interest overall than with PCP, as you're paying off the balance financed faster
The car is paid off by the end of the term and you then own it, at which point you can keep it or sell it
Majority of our customers go for HP
You can pay off the finance whenever you want with no early termination fees

Personal Contract Purchase (PCP)
Available on all new cars but generally restricted to used cars up to five years old
Variable deposit; as little as zero in many cases
On new cars is often supported by manufacturer discounts or freebies including free or discounted servicing
Monthly payments cover the difference between the initial price and the predicted value at the end of the contract, with interest charged on the whole balance
You don't own the car at the end of the term but can return it to the finance company or trade it in
It’s possible to own the car by making an optional final payment, which is set at the start of the contract
Contact us

Carfinanced

Ferrari House,
Lotuswise,
Field End Road,
London, HA4 9UU

0204 538 4190

Opening Hours

Monday to Friday
9am – 8pm

Saturday
9am – 6pm

Sunday
10am – 6pm

Social Media

CarFinanced Ltd t/a CarFinanced. Registered address: Ferrari House, Lotuswise, Field End Road, London, HA4 9UU, England. Company number: 13109658.

CarFinanced Ltd (FRN: 948043) is an Appointed Representative of Premier Insurance Services Ltd which is authorised and regulated by the Financial Conduct Authority under reference number 305009.

All finance is subject to status and income. Applicant must be 18 or over. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We don't charge a fee for our service, but we do earn a commission. This does not influence the interest rate you're offered in any way.